After a well needed break over Christmas, I’m kicking off season 2 of the NSW Property Show with Svetlana Thorpe podcast with an interview with Kathy Euers. Kathy is a mortgage broker and a director of The Ink Wealth. Kathy has an amazing understanding of financial services industry and she has been helping her clients with their dream of owning a property for over 15 years. I started our talk with the question that she gets asked all the time.
You guessed it right. What’s the difference between a mortgage broker and a direct lender and why should you choose a mortgage broker. We talked about what is involved in obtaining a loan approval from a bank, what information you need to provide to the bank and how she determines what type of lender is best suited to a client. We talked about when is the best time to approach a mortgage broker if you are thinking of buying a property. We discussed what is a security guarantor from parents and what are the ramifications for them.
We also talked about credit rating and what information bank can see on your file that may impact your loan. Kathy is very passionate about finance and she explains everything very clearly. She is an expert on loans and if you would like to learn more about what to do when you want to buy a home, you can read it in her Home Buying Guide. Click on the link https://inkwealth.com.au/home-buying-guide/ or find more information about Kathy on www.inkwealth.com.au.
